Law Office of David M. Grossman 201 N. Charles St., Suite 1504 - Baltimore Maryland Bankruptcy & Personal Injury Lawyer
410-752-6088

Chapter 13: Reorganization

Chapter 13 Bankruptcy

♦       Consolidating Your Debts Into a Payment Plan
♦       Reducing car Loan and Interest Rate Balances Owed
♦       Avoiding second and third Mortgages

Individuals with higher income or asset value may not qualify for the Chapter 7 bankruptcy. Fortunately, you still have options for finding relief from your debt, options that include the Chapter 13 bankruptcy process. Chapter 13 bankruptcy allows for the reorganization of debts, giving you a chance to construct an affordable repayment plan. This payment plan, lasting 3-5 years, allows you to catch up on past debts and restore your solid financial standing.

More Than 20 Years of Legal ExperienceC

I am attorney David Grossman and offer comprehensive Chapter 13 bankruptcy advice to clients in the Baltimore, Maryland, area. With more than 20 years of experience, I am able to address the complicated and confusing Chapter 13 bankruptcy process, giving you the peace of mind in knowing that your financial future is in the hands of an experienced lawyer.

Contact my office online or call 410-752-6088 to schedule a free consultation to discuss how to reorganize your debts or file for Chapter 13 bankruptcy. When you call my office, you will speak directly with me.

Consolidating Your Debt Through Chapter 13 Bankruptcy

Depending on the specifics of your financial situation, consolidating your debt and planning out a payment plan under Chapter 13 bankruptcy may be a better option than a Chapter 7 bankruptcy. The Chapter 13 bankruptcy process allows for the retention of your home and vehicles, offering you the chance to recover without losing important possessions or assets.

The amount of the monthly payment and the length of the repayment plan are based upon your monthly income, monthly expenses, and the amount and nature of the debt you owe. Upon completion of the Chapter 13 repayment plan, you are granted a discharge for your remaining unsecured debts.

Contact my Office

I take the time to understand your unique financial situation before providing the best solution for you. I offer affordable rates and manageable payment plans to help you avoid additional financial burdens.

Contact my office online or call 410-752-6088 o schedule your free consultation today. When you call my office, you will speak directly with me.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.